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Medicare Insurance Brokers
303-809-2968
Marty Slaught
Medicare is good health insurance, but what it doesn't cover can cost a lot.
Reduce high out-of-pocket cost of Medicare
with a Medicare Advantage or Supplement plan.
Out-of-pocket max, drugs, dental, vision, hearing & free benefits with many plans.
$0 premium for many plans.
Original Medicare - Your cost in 2025:
Costs are per person. Husband and wife enroll in their own Medicare and private plan.
Part A - Hospital Insurance:
- Premium: $0. More if you and your spouse didn't work enough.
- Deductible: $1,676 per benefit period. You can have multiple benefit periods in a year.
- Coinsurance: After paying the deductible, you pay $0/day (days 1-60), $416/day (days 61-90), longer stay is more.
Part B - Medical Insurance:
- Premium: $185 per month. Higher earners pay more. Click here to view premium.
- Deductible: $257 per year.
- Coinsurance: After paying deductible, you pay 20% of the cost for covered services or items.
Part D - Prescription Drug Program:
- Premium: $0. Higher earners pay more. Click here to view premium.
- Original Medicare does not include drug insurance, but collects a premium from higher earners to keep drug costs low for everyone. You must enroll in a separate Medicare drug plan or get it with a Medicare Advantage Plan.
Dental, Vision & Hearing: Not covered by Original Medicare. Enroll in private plans or get all 3 with a Medicare Advantage Plan.
Total Out-of-Pocket Cost: No limit with Original Medicare.
Solution to what's not covered by Original Medicare:
We enroll you in one of these types of private Medicare-related plans. Click on the plans below:
Medicare Advantage Plan
Medicare Supplement Plan
Coverage and Extra Benefits with many plans:
$0 premium Advantage Plans.
Low or no out-of-pocket cost.
Out-of-pocket annual maximum.
Prescription drugs covered.
Dental, vision & hearing covered.
Free athletic club membership.
Free health products.
Free transportation.
No fee paid by you for our services.
The insurance company pays us, which does not affect your plan.
Your Next Steps:
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Apply for Original Medicare with the Social Security Administration three months before you want it to start. Apply online at ssa.gov. Call us for advice in applying.
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Make a list of your doctors, dentist, eye doctor and prescription drugs.
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Learn which private add-on Medicare plans cover your doctors and drugs by calling us. We'll describe the private plans and enroll you in the plan you select.
Marty Slaught is the owner of Partners in Medicare and will help you learn about the high out-of-pocket cost of Original Medicare and reduce your costs by enrolling you in a Medicare Advantage Plan or Medicare Supplement Plan that's right for you.
Marty Slaught is a licensed insurance broker and certified by the major insurance companies to enroll you in a Medicare Advantage Plan or Supplement Plan.
Call 303-809-2968
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Contact Medicare.gov or 1-800-Medicare to get information on all your options.
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